Drive outside for fear of an accident, if really unlucky encounter will have to deal with insurance companies. You think if you pay thousands of insurance, you 'll pay for everything? That's a big mistake! Insurance companies are "rich" in terms of disclaimer clauses, and these three situations fall within the scope of disclaimer disclaimer.
The car wasn't on time for the annual check or the card.
If you are too busy to remember the annual inspection or do not get the traffic control Department issued by the license and number plate, the insurance company can refuse to pay for the accident. Therefore, the time to choose to file a claim for compensation is very critical. If you have passed the annual inspection when you file a claim, then the insurance company will naturally have no reason not to compensate.
Car was stolen from the toll parking lot.
The car is in a fee-paying parking lot. It was stolen after a meal and a stroll down the street. Will the insurance company pay for it? The answer is no, because these business places have a responsibility for the custody of the vehicle. If it is lost, the custodian will bear the corresponding responsibility. In this case, it is better to go to the parking lot for a claim. As long as you have the parking receipt, you can win the claim.
After the accident, he repaired the car without fixed damage.
Some of the owners of the car were in a hurry to call the repair shop after the accident, let them come to tow the repair. Or because the accident occurred in the field, the car broke down and did not repair the inconvenience to travel, regardless of 3721 repair and calculation. Call the insurance company when you fix the car. Their answer must be: no way! Because the accident must be fixed after the accident, so that the insurance company can determine the loss amount. Therefore, no matter how inconvenient, for the sake of the wallet, it is best to determine the damage after the accident.